Reno Now,
Pay Later

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Who we are

NSW Carpentry & Joinery is based in the eastern suburbs. The services weprovide is not only dedicated to carpentry and joinery but we believe increating and maintaining a solid transparent relationship with our clients.

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Who is Handypay?

Handypay offers simple payment plan solutions so that you can turn your house into a home today and pay over time - that's handy!

Flexible Payment Plans


$2,001 - $75,000

Available Terms

1 - 7 Years

Repayment Options

Weekly, Fortnightly or Monthly

Minimum Eligibility Criteria

Who Can Apply?


Must be over
18 years

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Australian Permanent Resident or Australian Citizen

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Must receive employment income

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Must be for
consumer use only

Approved in Seconds

How it Works

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You Shop

Select what you want to buy

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You Apply

Apply to buy now and pay later

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We Pay

Approved in seconds & we pay the vendor

Own It

Own it today with flexible payments

Reno Now, Pay Later.

Get Started
An inquiry won't impact your credit score
  • Click 'Get Started' and receive a decision in seconds

  • Once Approved, Handypay will cover the upfront cost of your purchase

  • Repayments are conveniently scheduled in line with your income


Simple, Affordable Payment Plans

What interest will I pay?

Eligible applicants can receive a special discount rate from 6.75% p.a. (Comparison Rate 7.26%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges may apply.

Get Started
An inquiry won't impact your credit score

Need help?

Call us on 1300 990 115

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OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 trading as Handypay | Australian Credit License 488228. Credit is subject to OurMoneyMarket Lending's standard terms and conditions and lending criteria.

Reno Now, Pay Later.
Simple Home Improvement Payment Plans with Handypay